Terms of Service

Last Updated: October 12, 2026

By accessing or using this website, joining The School of Courage™ Membership, purchasing digital products, applying for private or VIP coaching, or participating in any services offered by The School of Courage, LLC (the “Company,” “we,” “our,” or “us”), you agree to these Terms of Service. If you do not agree, please do not use our services.

These Terms apply to all Company-operated brands and properties, including, without limitation, The School of Courage™, LizJolley.com, Great Leader, Great Mom Podcast, GreatLeaderGreatMom.com, and any related domains, subdomains, funnels, forms, or digital platforms.

Some purchases or services may also be governed by an order form, coaching agreement, checkout disclosure, program agreement, or other offer-specific terms. If those terms conflict with these Terms, the offer-specific terms control for that purchase or service.

1. Overview

The Company provides educational content, coaching programs, memberships, workshops, events, digital products, podcasts, and related services for personal and professional development. All materials are for educational and informational purposes only. We do not guarantee any particular personal, professional, financial, career, relationship, or business result.

2. Eligibility & Use

You must be at least 18 years old and legally able to enter into a binding agreement to purchase or use our services. You agree to provide accurate information, keep account credentials secure, use our content and platforms lawfully and respectfully, and promptly notify us of suspected unauthorized access to your account.

3. Intellectual Property

All content, including videos, audio, worksheets, courses, coaching materials, frameworks, branding, trademarks, graphics, recordings, and written content, is owned by or licensed to The School of Courage, LLC and is protected by applicable intellectual-property laws.

You may not:

• Share, sell, sublicense, or distribute program materials.
• Reproduce or repurpose content for commercial use.
• Teach or train others using Company materials without written permission.
• Copy, scrape, upload, or use Company materials to train an artificial-intelligence model, build a dataset, or create a competing product or service.
• Remove copyright, trademark, or other ownership notices.

Your access grants you a limited, personal, non-transferable license for personal use only, for the access period stated in the applicable offer and subject to these Terms.

User Submissions

You retain ownership of content you submit. You grant the Company a limited license to host, process, reproduce, and display that content only as reasonably necessary to provide, administer, secure, and support the service. We will not use a private coaching submission or testimonial for public marketing without permission.

4. Payments, Billing & Refunds

By purchasing a product, program, membership, or service, you authorize the Company and its third-party payment processors, such as Stripe, to charge the payment method you provide for the amounts and on the schedule disclosed at checkout.

Refund and cancellation terms vary by offer and will be disclosed on the applicable sales page, checkout page, order form, or service agreement before purchase. Those offer-specific terms control. Unless a different written policy applies, purchases of digital products and downloadable materials are nonrefundable once access is provided, except where applicable law requires otherwise.

If you select an installment plan, you are responsible for completing all scheduled payments. An installment plan is a payment arrangement for the full purchase price and is not a month-to-month subscription that may be canceled before the remaining payments are made.

The Company may suspend access following a failed or overdue payment. Suspension or nonparticipation does not cancel the remaining payment obligation.

Memberships and other subscriptions renew automatically according to the price and billing cycle disclosed at enrollment until canceled. You may cancel using the method stated at checkout or in your account, or by contacting [email protected]. Cancellation stops future renewals but does not ordinarily refund the current billing period unless the applicable offer terms or law provide otherwise. We will provide notice of material pricing or renewal changes when required.

Private coaching packages are governed by the applicable coaching agreement. Because the Company reserves capacity and may complete personalized preparation, refunds, rescheduling, expiration, and cancellation are handled according to that agreement.

Nothing in these Terms limits any refund or cancellation right that cannot legally be waived.

5. Coaching Disclaimer

Coaching is not therapy, mental-health treatment, medical care, diagnosis, crisis intervention, legal advice, financial advice, or employment advice. Coaching does not create a licensed health-care, legal, fiduciary, or employment relationship. You remain responsible for your decisions, actions, safety, and outcomes and should consult an appropriately licensed professional when needed.

Our services are not designed for emergencies. If you are experiencing an emergency or believe you or another person may be in danger, contact local emergency services or an appropriate crisis resource.

Results and Testimonials

Individual experiences vary. Testimonials reflect the honest experiences of the people quoted but do not guarantee that another participant will receive the same result. Results depend on many factors, including individual circumstances, decisions, participation, and actions. Any material connection related to a testimonial will be disclosed where required.

6. Confidentiality

We respect your privacy and handle coaching information according to the applicable coaching agreement and our Privacy Policy. Confidentiality may be limited by applicable law, safety concerns, suspected abuse, threats of harm, legal process, service-provider access necessary to operate the service, or disclosures you authorize.

You agree to respect the confidentiality of other participants and not share their stories or identities.

7. Live Group Programs & Session Recordings

Certain Company programs, including the Crossroads Decision Lab, include live group teaching, coaching, and question-and-answer sessions. These sessions may be recorded and made available privately to enrolled participants.

When a session will be recorded, we will provide notice through the applicable offer, registration process, platform, or session announcement. By remaining in and participating in a recorded session after receiving notice, you consent to the recording to the extent permitted by law. If you do not wish to appear or be heard, you may keep your camera and microphone off or use a private question option when available. Contact us before participating if you need another option.

Program recordings are provided solely for the personal use of enrolled participants. You may not download, reproduce, distribute, publish, share, sell, or otherwise make recordings available outside the program unless the Company expressly authorizes it in writing.

Participants agree not to disclose another participant’s identity, personal circumstances, comments, or coaching outside the program. Although the Company requires participant confidentiality, it cannot guarantee the actions of every participant in a group setting.

8. Community Standards

Participation in group spaces requires respectful behavior. Harassment, hate speech, threats, discrimination, unwanted solicitation, impersonation, infringement, disclosure of another participant’s private information, or other harmful or disruptive conduct is prohibited and may result in content removal, suspension, or termination subject to the applicable offer terms and law.

9. Technology & Access

You are responsible for maintaining internet access and compatible devices. Temporary service interruptions do not constitute grounds for refunds.

When an offer includes “lifetime access,” this means access for as long as the Company continues to host and support the applicable program in its current or substantially similar format. It does not mean the participant’s lifetime or guarantee that a particular platform, technology, community feature, or live component will remain available indefinitely.

The Company may migrate content to another platform, replace outdated materials, or discontinue features when reasonably necessary. If a program is permanently discontinued, the Company may provide reasonable advance notice or an opportunity to download eligible materials when practical.

Our services may rely on third-party platforms, links, integrations, or tools. We do not control and are not responsible for the separate terms, availability, security, or privacy practices of those third parties.

10. SMS / Mobile Messaging Terms

If you opt in to receive SMS messages from The School of Courage, LLC, you agree to receive text messages related to your inquiries, appointments, workshop or event registrations, reminders, confirmations, requested follow-up communication, and, if separately consented to, promotional messages about offers, program updates, and resources.

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any text message or by contacting us through another reasonable method. For assistance, reply HELP or contact us at [email protected].

Your consent to receive text messages is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.

For more information about how we collect, use, and protect your information, please review our Privacy Policy.

11. Termination

We may suspend or terminate access if you materially violate these Terms, fail to make a required payment, misuse the service, infringe rights, threaten safety, or engage in harmful or disruptive conduct. Where reasonable, we may provide notice and an opportunity to correct the issue. Refunds following termination are governed by the applicable offer terms and law.

12. Disclaimers

To the fullest extent permitted by law, the website, content, programs, and services are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, noninfringement, accuracy, availability, or uninterrupted operation. Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you.

13. Limitation of Liability

To the fullest extent permitted by law, the Company and its owners, employees, contractors, and affiliates will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, or for lost profits, revenue, data, goodwill, or opportunities, arising from or related to the website, content, programs, or services.

To the fullest extent permitted by law, the Company’s total aggregate liability for any claim will not exceed the amount you paid to the Company for the specific product or service giving rise to the claim during the twelve months before the event giving rise to liability. Nothing in these Terms excludes liability that cannot legally be excluded or limited.

14. Indemnification

To the fullest extent permitted by law, you agree to indemnify and hold harmless the Company and its owners, employees, contractors, and affiliates from third-party claims, liabilities, damages, and reasonable costs arising from your unlawful misuse of the services, your violation of these Terms, your infringement of another person’s rights, or content you submit.

15. Governing Law & Jurisdiction

These Terms are governed by the laws of Texas, United States, without regard to conflict-of-law principles. Any dispute will be brought in a court with competent jurisdiction, subject to any non-waivable rights that apply where you live.

16. Events Beyond Our Control

We are not responsible for delay or failure caused by events reasonably beyond our control, including natural disasters, illness, labor disputes, internet or platform outages, government action, civil unrest, or failures of third-party providers. We will make reasonable efforts to communicate material disruptions and provide an appropriate alternative when practical.

17. General Terms

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. A failure to enforce a provision is not a waiver. You may not assign your rights or obligations without our written consent. We may assign these Terms in connection with a merger, reorganization, sale, or transfer of the business.

These Terms, together with the Privacy Policy and any applicable offer-specific agreement, are the entire agreement concerning the applicable website or service and replace prior communications about that subject. Electronic communications and signatures may be used to the extent permitted by law.

18. Updates to These Terms

We may update these Terms from time to time. The updated version will be posted with a revised effective date. We will provide additional notice of material changes when required by law. Continued use after revised Terms become effective constitutes acceptance to the extent permitted by law.

19. Contact Information